Property finance
simplified.
Forget jargon filled conversations. We’re about good, honest advice from brokers who you might actually enjoy talking to!
Our brokers are rated 
by our customers
We’re rated 
by customers
Yes we’ve got access to an extensive lending panel so we’re able to
find the very best deals but don’t go on about it!
Yes we’ve got access to an extensive lending panel so we’re able to find the very best deals but don’t go on about it!
Tell us what you want, what you really really want…
As long as it’s finance for a property, we’ll help you find the right option
Buy my first home
We get it, you’ve had enough of living with your parents so you’re jumping on the property ladder.
Buy my next home
Look at you upsizing…or downsizing…or just same sizing…anyway let’s crack on and get it bought!
Remortgage my house
Whether your current mortgage is reaching the end of its fixed rate or you just really love comparing rates.
Find me a secured Loan
Buy a new car during a mid life crisis or build an extension…we don’t judge we’ll help either way!
Mortgage a buy to let
Look at you, you property mogul! Whether it’s your first BTL or your twentieth we’ve got you covered.
Why use getmortgaged?
We got tired with the what we’d seen in the industry. Jargon filled brokers that make the process of finding a mortgage feel more like an interview/interrogation rather than a chance to get helpful advice and the best deal available.
So we did something about it!
We focus on a few key things that mean we can give the best possible help in the least pretentious way!
Don't talk rubbish
We hate jargon filled, scripted conversations that happen far too often in our industry, so we try as much as possible to keep things relaxed, simple and straightforward. If you catch our brokers using jargon, feel free to kick them!
Treat our customers like people
Of course we’re still going to have to do an application, if we didn’t that’d be mental and you’d never get a mortgage offer! But we realise that you're just a person, standing in front of a mortgage broker asking them to find you a mortgage...so we keep it empathetical.
Being really bloody good at our jobs
Yes we’re charismatic, funny and good looking...but that aside we make sure we do a really really good job. Under all this fun and sarcasm is a foundation of knowledge and expertise...no honestly.
Being decent people to deal with
Our mum’s say we’re all really special, friendly people and why would they say it unless it was true! Even if they're lying, we still make sure we're people you might actually enjoy talking to.
Dont talk rubbish
We hate jargon filled, scripted conversations that happen far too often in our industry, so we try as much as possible to keep things relaxed, simple and straightforward. If you catch our brokers using jargon, feel free to kick them!
Being really bloody good at our jobs
Yes we’re charismatic, funny and good looking...but that aside we make sure we do a really really good job. Under all this fun and sarcasm is a foundation of knowledge and expertise...no honestly.
Treat our customers like people
Of course we’re still going to have to do an application, if we didn’t that’d be mental and you’d never get a mortgage offer! But we realise that you're just a person, standing in front of a mortgage broker asking them to find you a mortgage...so we keep it empathetical.
Being decent people to deal with
Our mum’s say we’re all really special, friendly people and why would they say it unless it was true! Even if they're lying, we still make sure we're people you might actually enjoy talking to.
Top notch communication
Communication is key is any relationship, and is there a more important relationship than the one between you and your mortgage broker? We think not! So we make sure our customers are always in the loop throughout the process and we're there to answer any questions you might have (yes, even the ones you think are stupid).
Regulated
All our brokers are fully qualified, obviously!
Honest
We're here to give you the best possible advice
Trusted
We've got loads of positive customer reviews
Finding a mortgage doesn't need to be difficult
We’re good, but we’re not magicians! We can’t guarantee which rates and products you’ll qualify for but we can make sure we use all of our experience & expertise to find you the best available mortgage in a stress free way.
Talk to us
You’ll speak to one of our team
about you, your situation and
exactly how we can help
Get an offer
We’ll work with you to find the best possible offer available to you.
Talk to us
You’ll speak to one of our team about you, your situation and how we can make your property dreams come true.
We'll find you an offer
We’ll work with you to find the best possible offer available to you.
Charlie Davis was absolutely great…
…and went above and beyond to help us secure our first mortgage. Charlie ensured that we understood the different mortgages which helped us find the most suitable one. Charlie made the process of applying for a mortgage very clear and easy. Highly recommend Charlie’s services.
Sarah F
We have been really happy with the service…
We have been really happy with the service provided by our mortgage broker Charlie. Being first time buyers and not having a clue about mortgages, Charlie was warm, approachable and explained the whole process clearly. We encountered a few hurdles with the buying process, which Charlie went above and beyond to support us with. Having someone so responsive to our needs was really reassuring.
Donna S
What an amazing service
Charlie has supported me through the process of buying my first property and I couldn’t have done it without him! There’s no stupid questions with Charlie, he is happy to answer anything and everything. He took the time to make sure I understood all of the steps and what was happening. I really appreciate all the time Charlie has spent helping me out, I feel very confident going into completion day 🙂 he got me the best offer for my mortgage, and made sure I understood all the pieces involved. I definitely will be going back to Charlie when my mortgage and policies need reviewing. Thank you so much!!
Lauren P
I had a really terrific experience
I had a really terrific experience with Charlie who helped me from start to finish with my mortgage. I didn’t really know what I was doing and he guided me through the process thoughtfully and professionally. Nothing was too much trouble, and I really appreciated him being highly contactable throughout. This was a really premium service – really glad I went for it.
Patrick B
Charlie made the whole process smooth from start to finish
I was recommended Charlie through a friend and from the first conversation with Charlie, I knew I was speaking with the best person to help me with getting a new mortgage. Charlie made the whole process smooth from start to finish. Any questions I had were answered and he made sure I got the best result for what I was looking for. Service has been 10/10 throughout and I’m very thankful for how stress free everything was. Thank you very much! 5* and very highly recommend!!!
Lucy W
Really knowledgeable, great advice
Charlie Davis was amazing to work with during our mortgage process. From the very beginning, he made everything feel simple and straightforward. He took the time to explain things clearly and never made us feel rushed or overwhelmed. What really stood out was how responsive and down-to-earth he was. Any time we had a question (even the small ones!), Charlie was quick to respond and always super helpful. He really made us feel like we were in good hands the whole way through. We’re so glad we had Charlie on our side—he made what could’ve been a stressful process feel smooth and easy. Would definitely recommend him to anyone looking for a great mortgage advisor!
Sarah P
Have dealt with now on several occasions
Have dealt with now on several occasions and everyone there is extremely professional, attentive and knowledgeable. Charlie was our broker and he works extremely hard, often out of hours, is always contactable and explains things very clearly and concisely. I always feel like they have our best interests at heart. Would, and regularly do, recommend them very highly!!!
Jack G
I can’t recommend Charlie Davis highly enough!
I can’t recommend Charlie Davis highly enough! From start to finish, he went above and beyond to help me through the mortgage process. His knowledge, patience, and attention to detail made a stressful situation so much easier to manage. Charlie was always available to answer questions, explained everything clearly, and made sure I was comfortable and confident at every stage. If you’re looking for someone who genuinely cares and will go the extra mile, Charlie is your guy. Thank you so much!
Ben G
Excellent throughout
Charlie was excellent throughout. Great, consistent communication and very informative, always helping with any questions I had. As a first-time buyer, I thoroughly recommend his service. Thanks Charlie!
Gregory E
Really knowledgeable, great advice
Charlie was very helpful with our first home purchase and made it an easy and pleasant experience. Even after moving he was happy to answer any queries we still had. Highly recommend!
Joe D
Fantastic service…
Fantastic service, Charlie was always happy to help and guided us through the whole process of obtaining our mortgage. Would highly reccomend James Miller & Associates.
Ruary M
Now the important part, let’s talk about us!
We’re just a team from Cornwall with a big dream…to make the process of finding a mortgage better for everyone!
- Experienced, expert brokers
- Loads of happy customers
- A no nonsense process
- A team you’ll actually want to talk to!
FAQ's
Here’s a few questions we normally get asked
What’s the first thing I should do before applying for a mortgage?
Start by contacting one of our brokers! We’ll help you understand your credit score, explore your options, and guide you on how to get ready for your mortgage application. Think of us as your personal mortgage coach from the get-go!
How much money do I need to save up before applying for a mortgage?
Reach out to us! Our brokers will help you figure out exactly how much you’ll need for a down payment, plus any extra for closing costs. We’ll also let you know if there are any programs available to help with deposits or lower your costs!
Do I need to have a job for a certain amount of time before applying?
Contact one of our brokers, and we’ll explain the job history requirements for different loan types. Whether you’ve been with your employer for two years or just started a new job, we’ll match you with the best loan options and make the process easy to understand.
What documents do I need to gather before applying?
Don’t worry – we’ll give you a complete checklist! Our brokers will walk you through the documents you need, from proof of income to bank statements, ensuring you’re fully prepared and organized when you’re ready to apply.
Should I get pre-approved for a mortgage before house hunting?
Absolutely! Contact us to get pre-approved – it’s the best way to shop with confidence. Our brokers will help you get pre-approved so you know exactly what you can afford, and sellers will take you seriously when you make an offer.
What’s the difference between pre-approval and pre-qualification?
Good question! Let us explain. Our brokers will help you understand both pre-qualification (where we give you an estimate based on your details) and pre-approval (where we verify your info for a solid loan offer). We’ll guide you every step of the way!
How much can I afford to borrow?
Our brokers will work with you to assess your financial situation and help you figure out exactly how much house you can afford. No surprises – we’ll match your budget with the perfect loan for your needs.
Can I apply for a mortgage if I have debt?
Absolutely! Our brokers are experts at working with different financial situations. We’ll help you understand your debt-to-income ratio and find the best loan options that fit your needs, even if you have existing debt like student loans or credit card balances.
Is there such a thing as the “perfect” time to apply for a mortgage?
The perfect time is when you’re financially ready – and that’s where we come in! Contact us to discuss your options, and our brokers will help you decide when the timing is right based on market trends and your unique financial situation.
It’s all about the wonga
Take our quick quiz and we’ll tell you how much you could borrow.
Remember it’s just a guide to give you an idea of numbers so don’t get too carried away!
It’ll only take about 60 seconds
It’s all about the wonga
Take our quick quiz and we’ll tell you how much you could borrow.
Remember it’s just a quiz ok, it’s just to give you an idea so don’t get too carried away!
It’ll only take about 60 seconds
C'mon, let's find you that mortgage
We’re a top notch, no jargon mortgage brokerage based in Cornwall.
Get In Touch
- hello@getmortgaged.co.uk
- 01872 218117
Opening Hours
- Monday - Friday:
- 09:00AM - 5:30PM
The guidance or information contained within the website is subject to the UK regulatory regime and is therefore aimed at consumers in the UK. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. The FCA does not regulate Commercial lending or Commercial Buy to let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. Secured loans are arranged by introduction only.
getmortgaged trading as James Miller & Associates is a trading style of James Miller Financial Planning Ltd who are an Appointed Representative of Stonebridge Mortgage Solutions which is Authorised and Regulated by the Financial Conduct Authority (FCA) Firm reference number 454811. This can be verified by visiting The Financial Services Register. James Miller Financial Planning Ltd, The Gallery Barn, Riverside, Perranarworthal, Truro. Tel: 01872 810711. Registered in England & Wales. Registration number: 07242081. To verify our status please visit the FCA register. Our FCA number is 534042. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. The maximum will typically be £999 per application.